It is not possible to properly contribute to society if a worker lacks good health. It is in the interest of the American economy, from a particular point of view, to have a system of health care that allows workers to get healthcare assistance when they get sick without bankrupting them in the process. Yet… Not every worker can afford to have a reasonable insurance plan.
If you get really sick in the United States, and your insurance is mediocre, chances are that you are going to have to pay your astronomical bill in thirty days (to be off the hook against likely inhumane and perhaps unethical practices of having a hospital sending your remaining debt to collections, affecting your credit at their will) or ask to finance the huge debt of yours with the hospital with the hope you get a payment plan and pay the balance before the statue of limitations in your state expires.
No matter which political party you are affiliated with, the health care system of this country can and probably will bankrupt you if you get really sick in your lifetime. Is it ethical or humane for Tennova Healthcare or any other hospital, to send a patient’s bill to collections, even if the patient is paying large sums of money before the statute of limitations in that state has expired? How about the University of Mississippi Medical Center (UMMC)? To me, no, period.
If the patient is attempting to pay the bill, the humane and ethical thing to do for a hospital is to NOT send the remaining balance of this patient to collections just because you want to get yours in your time, especially if the client has a very good credit score.
Tennova Healthcare did this to me. I had to go to the emergency room two times because of a potential heart issue and a head impact and guess what? We inherited a $1800 bill, which for any middle class family is a sizable taxing debt. I don’t like to call my daddy for bailing me out of my own obligations, especially not at 45. We payed $200 in June, about $1,000 in July, and about close to $200 in August.
What did Tennova Healthcare do in September? They sent our remaining balance of $514.01 to collections which is likely to have an impact on my good credit score. If the former is legal or illegal, we are investigating. I suspect that the former is legal… But, is it ethical? Is it a humane practice to send you to collections without even attempting to call you when over 70% of the balance had been paid off in a few months? Isn’t health care supposed to be a humane activity? Not really, it seems. It is all about money and profit at all costs.
I hope that this practice didn’t happen to me because of my ethnicity. We are looking into it… We shall see.
Adam Smith once wrote, “A merchant, it has been said very properly, is not necessarily the citizen of any particular country. All for ourselves, and nothing for other people, seems, in every age of the world, to have been the vile maxim of the masters of mankind.” This is the age that we are living in, ladies and gents. Our capitalist society is out of control, as Richard Wolff states.
Health care seems to be one of the mechanisms by which the “Masters of Mankind” use to get “all for ourselves, and nothing for other people.” Tennova HealthCare seems to operate under this wild capitalist principle of the 1800’s in 2019. I’m sure they aren’t the only one…
Let me say this publicly. Shame on you Tennova HealthCare! I question your humane practices and your ethics. I hope I’m wrong. Are health care providers being ethical and humane with their customers?
You tell me.